Saving Targets

Saving targets help children work toward financial goals with visual progress tracking.

Creating a Target

You can add a target from two places:

From the child's profile page:

1. Open the child's profile
2. In the Saving Targets section, click Add Target (or Add Saving Target if no targets exist)
3. Fill in the target details and click Add Target

From the child's settings:

1. Go to a child's settings (gear icon on their profile)
2. In the Saving Targets section, click Add Target
3. Fill in the target details and click Add Target

Target fields:

• Name - The target name (e.g., "New Bike", "Video Game")
• Amount - The target amount to save
• Description (optional) - Additional details about the item
• Link (optional) - URL to where the item can be purchased
• Photo (optional) - Upload an image of the item

How Progress is Calculated

When you have multiple targets, they "stack" - meaning the first target fills up before the second one starts.

Example with stacking:

• Target 1: $50 for a video game
• Target 2: $30 for a book
• Current balance: $60

Progress:

• Target 1: 100% (fully funded with $50)
• Target 2: 33% (remaining $10 of $30)

This prioritization helps children focus on saving for one thing at a time.

Reordering Targets

You can change which target gets filled first by reordering them:

1. Go to child settings
2. In the Saving Targets section, drag targets using the handle on the left
3. Drop to reorder
4. The topmost target is filled first

Editing a Target

1. Go to child settings
2. Find the target in the list
3. Click the edit icon (pencil)
4. Update any fields (name, amount, description, link, or photo)
5. Click Save

Deleting a Target

1. Go to child settings
2. Find the target in the list
3. Click the delete icon (trash)
4. The target is removed immediately

Time-to-Target Estimates

When a child has recurring payments set up, each saving target shows an estimated time to reach the goal.

The estimate is calculated based on:

• Current progress toward the target
• Monthly income from all active recurring payments

The time is displayed as:

• Weeks - For goals reachable within a month
• Months - For goals reachable within a year
• Years - For longer-term goals

Target Photos and Links

Adding a photo helps visualize the goal, and a link makes it easy to find the item when ready to purchase.

• Photos are displayed in the target list and on the child's profile
• Links open in a new tab when clicked on the child's profile

Tips for Parents

• Start small - Begin with achievable targets to build the saving habit
• Be specific - "New Lego Set" is more motivating than "Toys"
• Add pictures - Visual goals are more motivating for children
• Celebrate success - When a target is reached, acknowledge the achievement
• Use stacking wisely - Put the most important goal first